Commerce Commercial Credit provides purchase order finance for clients that are in need of a cash flow shortfall during peak sales cycles. Purchase order financing is a variant of traditional invoice factoring. It is an effective short-term financing tool when a company is short of cash to pay for goods or materials needed to fulfill customer’s order.
It is quite common for suppliers to demand payments on cash-on-delivery terms while customers seek at least 30 to 60 days time to pay their invoices. Our clients sometimes fall into this tight cash flow situation for a short period of time and they may opt to utilize our po finance program.
Must be in business for at least one year.
6 Months minimum factoring receivables with Commerce Commercial Credit.
Must have experience and previous transactions with client or other similar clients.
Must have at least an initial $100,000 transaction minimum.
Must have a viable purchase order from a credit worthy customer or a Letter of Credit that satisfies our criteria.
Must retain a minimum of 25% profit.
Must be a USA company.
Industrial and Manufacturing
Wholesale distributors/ importers and exporters
Government Contracts
Service Contracts
Retail and Apparel
Direct shipment/Drop ship orders
Project funding for the following costs:
Deposits
Raw Materials
Components and Sub-Assemblies Project-specific Labor
Finished Goods
Overhead
Direct Manufacturing
Shipping
Letters of Credit
Letters of Guarantee
It is the nightmare of every business owner:
Your company lands a major order through a government contract or from a corporation, but lack the money to cover manufacturing and delivery expenses.
If your cash flow is weak and you are unable to find cash fast – your company risks losing the order to a competitor. You may also lose the opportunity to have a long-term customer relationship.
Why Choose Us?
Fast Approval. Easy set-up. Flexible Terms.
Receivable Factoring Rates* as low as 0.69% – 4.9%
Optional Structured Rate at Prime Rate +2% & Admin Fee
Call now for details USA +1 (800) 928 7004
Commerce Commercial Credit is proud to be your premier alternative finance company for purchase order funding. With our proven platform, we can provide a dependable form of short-term capital for you to access. We are successful at partnering with clients who need to bridge the cost of supplies, materials and goods necessary to fulfill a customer order. Our focus is driven by making sure your business continues to operate fully without delay.
Commerce Commercial Credit’s funding methods through purchase orders allow our clients to generate sales beyond their current financial capabilities. Our team of financial experts works diligently to provide a solid growth platform even as tight credit markets from other sources begin to loosen. Even with a sterling business rating, some financial sources are simply not available. But, you can depend on Commerce Commercial in good times and not so good times.
Unlike traditional qualifying standards that deny you access to capital even before you apply, this unique form of financing is a tremendous source of help. Sometimes, you just need a little more financing that is not available from banks. Factoring is one option, but only after you have generated an invoice for customers to pay.
You must purchase the goods, have them transported to the end buyer and mail the invoice. But, how will you get the materials to sell the goods? The answer is through purchase order funding from Commerce Commercial Credit. We approve of your business and the capital you need to make it work.
As a growing company, you need funds that will support the entire flow of your product cycle, not just one part. Our funding solution covers the cost of goods through the receivable period. You will never need to borrow from any other funding source to handle presold transactions. We make sure that your business is not strapped for cash that will ultimately cost you business with important customers.
Purchase order funding is a simple way to resolve financial issues that may prevent you from fulfilling a large order. Our purchase order process is simple and brings you full circle to profits.
No new debt – We use the purchase order as collateral to cover the cost of you fulfilling the order.
We will issue a guaranteed form of payment such as a Letter of Credit directly to the supplier.
You can fulfill the order without having to pay money upfront.
We gladly remit payment to you so that your business remains profitable without incurring more debt.
This financial tool allows you to continue to grow without constraints that can prevent businesses from going to the next level. We willingly finance purchase orders of any size after an initial $100,000 minimum.
Commerce Commercial Credit has a proven method of turning purchase orders into real cash. Our clients successfully grow their sales numbers and business without the constraints caused by credit and cash flow problems. With our proven method of success, you can fuel your business with the cash to pay suppliers and fulfill orders.
Commerce Commercial Credit does more than simply finance your purchase orders. We have industry knowledge that extends to many types of working capital solutions that are helpful to businesses in an array of industries. We understand your business needs and will construct the right plan that meets your current needs and will keep you moving forward.
Our purchase order funding solutions have helped importers, manufacturers, assemblers and distributors. With a solid track record in the financial services industry, our clients support many diverse industries including retail, apparel, food products and hardware. We can finance work in process or provide Letters of Credit to finance domestic purchases, and import and export trade transactions.
If you need capital to deliver a purchase order that is crucial to your business, look no further than Commerce Commercial Credit. We can do more than traditional banks by recognizing the substantial equity of you business and its future potential.